Colonial Life & Accident / Ginakes Agency

About Us

Colonial Life provides benefits that your employees want for the unexpected moments in life. Whether planning for retirement, growing their families, or saving for college, they know an injury or illness won't derail their dreams.

Voluntary benefits help pay for out of pocket expenses other insurance doesn't cover, such as lost wages, deductibles and copays, and household bills.

Employers with at least three (3) employees can offer a Dental PPO plan, Vision, Life, and personal insurance plans providing benefits for injuries and illnesses .

Colonial benefits are paid by the employee through payroll deduction or direct to Colonial for your independent contractors (like Realtors, sales agents, and other contracted workers).

Benefits education and enrollment is handled by independent agent Pam Woodsome and her team with local service provided throughout the year.

Many, many references provided upon request. We are a professional, statewide team with over 30-years local presence.